Automatically invest in all major world regions as well as bonds and commodities for further diversification. Start building up wealth with an investment amount from €20.
Investments entail risks.
The World Portfolio Classic is the optimal ETF portfolio for your globally diversified investment. It contains 7,800 stocks from all investable regions as well as bonds and commodities.
What is the difference to a simple investment in an MSCI World ETF or FTSE All-World ETF?
World Portfolio Classic |
FTSE All-World ETF |
MSCI World ETF |
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Diversification with stocks, bonds and commodities 1 |
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ETF selection by Scalable 2 |
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Permanent portfolio monitoring 3 |
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Individual equity quota 4 |
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Includes emerging markets 5 |
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Includes small caps 6 |
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0% withholding tax on US stocks 7 |
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Withdrawal plan 8 |
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Savings plan |
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Number of companies in the portfolio 9 |
7.800 |
3.700 |
1.500 |
Costs 10 |
0.75% p.a. |
Fees for securities account |
Fees for securities account |
2 Regular review of ETF selection with regards to composition, diversification, costs, tax efficiency, tracking quality, liquidity and replication by Scalable Capital experts.
3Daily monitoring of the portfolio and annual tax optimisation through Scalable Capital's investment technology. If rebalancing is necessary or better ETFs are available, we trade for you. Tax optimisation allows you to make the most of your exemption order, saving up to €560 in taxes annually.
4 With the World Portfolio Classic, the equity weighting and thus the portfolio risk can be set in 10% increments between 30-100%. If the portfolio weights deviate too much from the target weights, rebalancing takes place. In the case of ETFs on the FTSE All-World and MSCI World, on the other hand, the equity quota is fixed at 100%.
5,6 The addition of shares from emerging markets and small caps increases the diversification of the portfolio. The World Portfolio Classic invests in small caps and achieves a market coverage of up to 99% of global market capitalisation, while ETFs on the MSCI World or FTSE All-World typically achieve a market coverage of only 85% and 90%, respectively.
7 Through the USA ETF used, the withholding tax on dividends from U.S. equities can be reduced to 0%, compared with 30% for physically replicating ETFs (or 15% if the fund is domiciled in Ireland). The tax benefit is already reflected in the ETF's prices and may be reflected in better performance. The majority or the largest ETFs by fund volume on the FTSE All-World and MSCI World are physically replicating, while the Scalable World Portfolio Classic uses a synthetically replicating USA ETF.
8 The optional withdrawal plan enables a monthly payment of constant amounts of money, such as a monthly pension, to the reference account. Most brokers available in Germany do not offer a withdrawal plan on ETFs.
9 Number of companies in the portfolio (rounded).
10 Ongoing costs per year as a percentage of invested assets. The product costs are already included in the prices of the ETFs and are not charged separately. For ETFs on the FTSE All-World and MSCI World Index, the costs (TER) of the largest ETF by fund volume were taken as product costs.
The World Portfolio Classic invests in equities, bonds and commodities. The higher the equity quota, the higher the returns, but also the risk. When you open a portfolio, you can find out which risk profile is suitable for you with the help of a questionnaire. We offer portfolios with equity quotas from 30 to 100%.
Asset class | Financial product | |
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Equities | Equities U.S. | iShares S&P 500 Swap ETF |
Equities Europe | Amundi Stoxx Europe 600 UCITS ETF | |
Equities Japan | Amundi Prime Japan ETF | |
Equities Asia and Pacific Area | L&G Asia Pacific ex Japan Equity ETF | |
Equities Global (Small Caps) | iShares MSCI World Small Cap ETF | |
Equities Emerging Markets | iShares Core MSCI Emerging Markets IMI ETF | |
Equities China | Xtrackers CSI 300 Swap ETF | |
Government Bonds | Government Bonds U.S. | iShares $ Treasury Bond 7-10yr EUR hedged ETF |
Government Bonds Euro Zone | Invesco Euro Government Bond 1-3 Year ETF | |
Government Bonds Emerging Markets | VanEck J.P. Morgan EM Local Currency Bond ETF | |
Corporate Bonds | Corporate Bonds Euro | iShares EUR Corporate Bond 1-5yr ETF |
Corporate Bonds (short maturity) | iShares Corp Ultrashort Bonds ETF | |
Corporate Bonds Euro | Xtrackers EUR High Yield Corporate Bond ETF | |
Corporate Bonds Emerging Markets | iShares JPM USD EM Corp Bond ETF | |
Commodity | Commodities Global | Xtrackers BBG Commodity ex-Ag Swap ETF |
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Status of product costs: March 2024