World Portfolio Classic investment strategy

Invest in the whole world with ETFs

Automatically invest in all major world regions as well as bonds and commodities for further diversification. Start building up wealth with a monthly savings amount of €20 or more.

Investments entail risks.

How the World Portfolio Classic works

The World Portfolio Classic is the optimal ETF portfolio for your globally diversified investment. It contains 7,800 stocks from all investable regions as well as bonds and commodities.

What is the difference to a simple investment in an MSCI World ETF or FTSE All-World ETF?

	World Portfolio Classic	Any FTSE All-World ETF	Any MSCI World ETF
Target group	All investors	Self-directed traders	Self-directed traders
Number of companies in the portfolio	7,800	~ 3,700	~ 1,500
Emerging Markets
Tax advantages with US shares¹			Only if ETF with synthetic replication is chosen
Asset classes	Equity, bonds, commodities	Only equity	Only equity
Equity quote²	30-100%	100%	100%
Extended functionalities of wealth management	Tax optimisation, rebalancing, ETF selection³
Savings plan
Withdrawal plan
Costs	0.75% p.a. + 0.18% p.a. product costs	Costs for trading and securities account + 0.22% p.a. product costs (Median)	Costs for trading and securities account + 0.20% p.a. product costs (Median)
	Invest now	Invest with the Broker	Invest with the Broker

¹The World Portfolio Classic invests in synthetic replicating ETFs. Compared to physically replicating ETFs, synthetic ETFs do not pay US withholding tax on dividend payments. This has a positive effect on the return of synthetic ETFs.

²Risk categories make it possible to map the individual risk tolerance in the portfolio. This is done through the selectability of the equity quota in the Scalable Wealth World Portfolio Classic.

³Regular review with regard to composition, diversification, costs, tax efficiency, tracking quality, liquidity and replication. Learn more about our tax optimization.

Portfolio allocation

The World Portfolio Classic invests in equities, bonds and commodities. The higher the equity quota, the higher the returns, but also the risk. When you open a portfolio, you can find out which risk profile is suitable for you with the help of a questionnaire. We offer portfolios with equity quotas from 30 to 100%.

Current investment universe

	Asset class	Financial product
Equities	Equities U.S.	iShares S&P 500 Swap ETF
	Equities Europe	Lyxor Core STOXX Europe 600 ETF
	Equities Japan	Amundi Prime Japan ETF
	Equities Asia and Pacific Area	L&G Asia Pacific ex Japan Equity ETF
	Equities Global (Small Caps)	iShares MSCI World Small Cap ETF
	Equities Emerging Markets	iShares Core MSCI Emerging Markets IMI ETF
	Equities China	Xtrackers CSI 300 Swap ETF
Government Bonds	Government Bonds U.S.	iShares $ Treasury Bond 7-10yr EUR hedged ETF
	Government Bonds Euro Zone	Invesco Euro Government Bond 1-3 Year ETF
	Government Bonds Emerging Markets	VanEck J.P. Morgan EM Local Currency Bond ETF
Corporate Bonds	Corporate Bonds Euro	iShares EUR Corporate Bond 1-5yr ETF
	Corporate Bonds (short maturity)	iShares Corp Ultrashort Bonds ETF
	Corporate Bonds Euro	Xtrackers EUR High Yield Corporate Bond ETF
	Corporate Bonds Emerging Markets	iShares JPM USD EM Corp Bond ETF
Commodity	Commodities Global	Xtrackers BBG Commodity ex-Ag Swap ETF

The costs at a glance

Let us manage your assets. Transparent and inexpensive. Learn more about our costs.

Calculate your costs

Portfolio value

€1,000

€1,000

Fee level 1

over €100,000

Fee level 2

over €500,000

Fee level 3

Fee level

Total costs per year

€9.30

Administration & trading

0.75%

ETF costs (TER)

0.18%

Total

0.93%

Status of product costs: 10 March 2023

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There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.

¹2.3% p.a. interest + 1.2% p.a. bonus for 3 months. Up to €100,000. Interest offer by Baader Bank. Variable rate. Bonus by Scalable Capital. Bonus terms and interest conditions. Only with PRIME+.