Fair
First €1,000 interest-free. Only pay interest on the amount used above that.
Scalable Credit
Wall Street Credibility
Credit for trading or withdrawals. First €1,000 interest-free, then starting from 3.75% p.a. (variable)
Note the risk of credit-financed investments.
Maximum flexibility
Easily borrow against your securities in your Broker. Apply in just a few steps, repay at any time. Starting from €1,000 portfolio value.
Flexible
Access up to €250,000 for trading or withdrawals.
Effortless
Apply and manage everything in the app.
Fair
First €1,000 interest-free. Only pay interest on the amount used above that.
Flexible
Access up to €250,000 for trading or withdrawals.
Effortless
Apply and manage everything in the app.
First €1,000 interest-free
Intraday: No interest
Leverage your Broker portfolio interest-free through extra intraday liquidity.1
Use your securities to access a flexible credit line.
1 Please note: Applicable taxes must be taken into account. Be aware of special risks of same-day transactions.
FAQs
Answers to further frequently asked questions are answered in our Help Center.
Notes
In the event that the borrower intends to use the loan for capital investment, Scalable Capital draws attention to the following risks.
Investors may be able to obtain additional funds for capital investment by taking out loans or pledging their securities with the aim of increasing the investment amount. This approach leverages the capital used and can lead to a significant increase in risk. The interest incurred reduces the returns from the capital investment and can even exceed them. If the capital investment results in price losses, the total loss is increased by the interest incurred. In the case of a falling portfolio value, it may not be possible to meet any additional margin requirements of the pledge or interest and redemption claims of the loan, and the investor may be forced to (partially) sell off the portfolio.
Investors should therefore be particularly cautious with credit-financed capital investments and should thoroughly assess the risks of a credit-financed capital investment (e.g. a margin call) as well as their own economic circumstances before making an investment decision. Investors should generally only use freely available capital, which is not needed for living expenses and covering ongoing liabilities, for capital investment. Otherwise, Scalable Capital expressly advises against a credit-financed capital investment.
Please note the relevant information and contractual terms and conditions in the Client Documentation.
Note the risk of credit-financed investments. Credit offer of Scalable Capital Bank GmbH, Seitzstr. 8e, 80538 München.