Current interest
2.60% p.a.*
Daily calculation, monthly payout
Daily calculation, monthly payout
2.60% p.a.*
Daily calculation, monthly payout
Daily calculation, monthly payout
Clearing accounts
0% p.a.*
0% p.a.*
3.75% p.a.
Variable borrowing rate for up to €250,000, calculated on a daily basis, debited quarterly
Variable borrowing rate for up to €250,000, calculated on a daily basis, debited quarterly
4.75% p.a.
Variable borrowing rate for up to €250,000, calculated on a daily basis, debited quarterly
Variable borrowing rate for up to €250,000, calculated on a daily basis, debited quarterly
Tolerated overdraft
4.75%
Variable borrowing rate, calculated on a daily basis, debited quarterly
Variable borrowing rate, calculated on a daily basis, debited quarterly
4.75%
Variable borrowing rate, calculated on a daily basis, debited quarterly
Variable borrowing rate, calculated on a daily basis, debited quarterly
Deposit history
1 September 2026
2.60% p.a.*
16 March 2026
2.50% p.a.*
Effective from
Overnight account
1 September 2026
2.60% p.a.*
16 March 2026
2.50% p.a.*
Development Credit and tolerated Overdraft
16 September 2026
2.65% p.a
3.75% p.a.
(6.90 %P)
(6.90 %P)
4.75% p.a.
(5.90 %P)
(5.90 %P)
4.75% p.a.
(7.90 %P)
(7.90 %P)
17 June 2026
2.40% p.a.
3.49% p.a.
(6.91 %P)
(6.91 %P)
4.49% p.a.
(5.91 %P)
(5.91 %P)
4.49% p.a.
(7.91 %P)
(7.91 %P)
10 September 2025
2.15% p.a.
3.24% p.a.
(6.91 %P)
(6.91 %P)
4.24% p.a.
(5.91 %P)
(5.91 %P)
4.24% p.a.
(7.91 %P)
(7.91 %P)
The borrowing rates for credit are a maximum of 8 percentage points, and those for tolerated overdrafts a maximum of 10 percentage points, above the ECB main refinancing rate. If Scalable charges lower borrowing rates, the difference from the maximum possible borrowing rates is shown in parentheses. Further details can be found in the client documents.