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Retirement Account

Retirement, redefined

The Scalable Retirement account with up to €540 in state base subsidies and up to €300 per child per year. Pre-register now.

Investments carry risks.

Invest

Pension reform. Download now.

Retirement account, Broker and Wealth: easily build or manage wealth with Scalable. For the whole family.

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Save

Interest with Benefits

With 2.60% interest p.a. on an Overnight account and up to 3.25% interest p.a. on a Fixed-term account.*

Borrow

Wall Street Credibility

More flexibility: with Credit for trading or withdrawals. First €1,000 interest-free, above that from just 3.75% p.a. (variable)

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Investment

The bank for everything

The bank for everything: save with small amounts, trading, or AI analysis. In a single app.

Kids
Kid’s account

Million Euro Baby

Big goals. Even for the little ones.

Kid’s account

  • Savings plans from €1

  • Scalable Pocket Money: invest without the yearly fees for ETFs or Wealth

  • Overnight or Fixed-term accounts

  • Savings sponsors

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Savings plans

Click. Click. Done.

Simply save monthly. From a €1 savings rate.

Savings plans

  • Set up in just a few steps

  • Thousands of savings plan-eligible stocks and ETFs

  • Custom savings amounts from €1

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Crypto ETPs

It's all about the coins

The crypto platform. In the Scalable app.

Crypto ETPs

  • Wide selection of cryptocurrencies

  • Invest with as little as €1 per month

  • Trade crypto ETPs on regulated exchanges


Cryptocurrencies involve high risks.

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Agentic Investing

Delegate the hustle

Analyse. Monitor. Execute. With AI.

Agentic Investing

  • Connect AI assistants like ChatGPT, Claude and co. to your Scalable account

  • Analyse

  • Monitor

  • Execute

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Derivatives

Even more options

Trade 1.8 million derivatives.

Derivatives

  • Over 1.8 million derivatives: certificates, warrants and more

  • Flat rate trading in PRIME+ for €4.99/month

  • Instant trading with intraday emissions


Derivatives entail high risks.

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Scalable ETFs

The new global standard

Two world ETFs by Scalable and Xtrackers.

Scalable ETFs

  • Scalable MSCI AC World Xtrackers ETF with hybrid replication for structural outperformance

  • Scalable MSCI AC World Leveraged Daily Swap Xtrackers ETF with leverage on the entire world market

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Private equity

OpenAI for your portfolio

Invest money. Like professional investors.

Private equity

  • Institutional-grade private equity with BlackRock’s Private Equity Fund

  • Access exclusive co-investments from leading private equity managers

  • Potential for higher returns and diversification


Liquidity restrictions apply. Consider specific product information.