Skip to content
Scalable Kids’ accounts

New Kids account on the block

Own your children’s future: with savings plans from €1 and 2.60% interest p.a. on cash savings.

Open an account for all legal guardians first. Afterwards, a Kid’s account can be created. Please see our privacy policy here.

Scalable Kids’ accounts
Woman standing

For a better tomorrow

Financial independence starts here.

  • Start early for long-term success
    Early investing can provide a financial cushion.

  • Turn small savings into big dreams
    Compounding allows small recurring contributions to grow substantially.

  • Provide lasting independence
    A diversified portfolio for your child can provide financial stability.

Why invest with Scalable for your children?

Pocket Money. Interest. Savings plans. Tax savings & more.

Save without the hassle of a passbook

2.60% interest p.a.* on unlimited cash. Paid out monthly. Or earn even more with fixed rate savings.

Save a little extra

Scalable reinvests the ETF product costs (TER) back into your Kids’ ETF in the Scalable Broker and waives the management fee for Scalable Wealth.

Create big dreams

Commission-free1 savings plans on ETFs & Co. Regular contributions grow steadily over time, helping fund future goals.

Save together

Invite friends and family to save together for your children. Via deposits or standing orders without a minimum amount.

Save on taxes

Children can save up to €3,831 in taxes2. To benefit from it, the following allowances can be used:

  • €1,000 saver’s tax allowance

  • €12,348 basic tax allowance

  • €36 special expense tax allowance

Empower your child's investment future

Choose how to save for your children, starting from €1.

Broker Phone

Invest yourself with the Scalable Broker

Pocket Money. Savings plans and investing from €1. Tax savings.

Invest yourself with the Scalable Broker

  • Scalable Pocket Money: Scalable reinvests the product costs (TER) back into your Kids’ ETF

  • Savings plans from €1

  • Save up to €3,831 in taxes per year2

Scalable Wealth

Automated investing with Scalable Wealth

Pocket Money. Fully managed portfolio. Tax optimisation.

Automated investing with Scalable Wealth

  • Scalable Pocket Money: 0% management fee

  • Fully managed, including portfolio creation, monitoring and rebalancing

  • Automatic tax optimisation

Overnight Phone

Earn interest on cash

Choose from 2.60% interest p.a. in Overnight accounts or guaranteed interest with Fixed-term accounts.

Earn interest on cash

  • Flexible savings with Overnight accounts: 2.60%% interest p.a. paid monthly 

  • Guaranteed interest with Fixed-term accounts: 3.25%% interest p.a. for 24 months 

  • Interest on unlimited cash in both Overnight and Fixed-term accounts

Special conditions apply.

Which product should I choose for my child?

Choose how to save and invest for your children based on your personal preferences.

FAQs

Answers to further frequently asked questions are answered in our Help Center.

Special conditions for Kids’ accounts apply.

1 PRIME+: €0 for trades of €250 or more, otherwise €0.99. FREE: €0 for purchases of PRIME ETFs (all Amundi, iShares, Vanguard, Xtrackers ETFs) of €250 or more, otherwise €0.99. All broker models: €0 for savings plan executions. Crypto fees, product costs, spreads and/or inducements may apply. Learn more.

2 Scalable Capital does not provide tax advice. Tax treatment is individual and can change. Assumption: €1,000 saver’s tax allowance, €12,348 basic tax allowance and €36 special expense tax allowance, capital gains tax: 25%, solidarity surcharge: 5.5%, church tax: 9%.

3 Calculation: Initial investment of €0, monthly savings plan of €50. Assumed return of 7.7%. Quarterly reinvested product costs (TER) of 0.2% until the child turns 18.