FAQ
Answers to frequently asked questions
Maximum flexibility
No minimum term or holding period
No cancellation period
Strategy change possible at any time
Flexible adjustment of savings plan amounts and payout plans
Portfolio overview via app or web
All inclusive
Monitoring of the portfolio on a daily basis
Account and custody account management
Independent selection of the best ETFs
Personal customer service and regular portfolio reports
Annual tax certificate and tax optimisation
Breakdown of costs by investment amount
For investment amounts above €100,000 or €500,000, there are fewer asset management fees.
Until €100,000
0.375%
0.375%
0.75%
0.12%
0.87%
Between €100,000 and €500,000
0.345%
0.345%
0.69%
0.12%
0.81%
More than €500,000
0.245%
0.245%
0.49%
0.12%
0.61%
5From 0.12% for World Portfolio Classic. Other investment strategies differ.
0% management fee
Invest with Scalable Kids’ accounts without a management fee in the future of your children¹.
Comparing pays off
Investing with Scalable Wealth compared to conventional funds.
Thanks to digital processes, the use of low-cost ETFs and a transparent all-inclusive pricing model, our total fee is only a fraction of that of alternative investments. This decision pays off.
Annual product costs
0.75% p.a.
+ from 0.12% p.a. ETF costs²
+ from 0.12% p.a. ETF costs²
ø 1.50% p.a.³
Custody account management
Included
Additional
Initial fee
None
Average 5% for stocks and mixed funds⁴
Deposits and withdrawals
Included
With initial fees and redemption fees
Performance fees
None
Additional
Cost disclosure
Fair and transparent
Hidden
Personal client service
Included
Not included
² Depending on the investment strategy
³ Average cost for mixed funds, source: ESMA
⁴ Source: Morningstar
Fee conditons
As part of the fee reduction, Scalable Capital Bank GmbH is reducing the fee for asset management by 0.06 percentage points p.a. (for client assets exceeding EUR 100,000) and by 0.26 percentage points p.a. (for client assets exceeding EUR 500,000) until further notice. Scalable Capital Bank GmbH reserves the right to change or discontinue the fee reduction at any time.
For the avoidance of doubt, the fee for asset management is determined on a sliding scale depending on the client's assets in the respective volume bands. The fee for the next higher volume band only applies to the part of the client's assets falling within this volume band.
¹ Special conditions apply.
Scalable Capital does not provide tax advice. The tax treatment is individual and may change.