Simple
Request your switch digitally with just a few details while fully preserving your subsidies.
Retirement account
From Riester to Scalable
Our transfer-promise: Transfer your Riester contract to the Scalable Retirement account from 1 January 2027: Simple, commission-free and all transfer fees reimbursed.
Investing involves risks.
Commission-free
Scalable reimburses transfer fees from your provider and doesn’t charge a transfer fee on their side.
Flexible
Benefit from the return opportunities of broadly diversified ETFs without rigid guarantees.
Simple
Request your switch digitally with just a few details while fully preserving your subsidies.
Commission-free
Scalable reimburses transfer fees from your provider and doesn’t charge a transfer fee on their side.
Flexible
Benefit from the return opportunities of broadly diversified ETFs without rigid guarantees.
How to transfer to Scalable
Transfer your Riester savings to the Scalable Retirement account with minimal effort starting 1 January 2027.
Open a Retirement account with Scalable Capital. Pre-registration is already available.
Why making the switch pays off
An overview of the key differences between Riester and the Retirement account.
Riester contracts often suffer from high ongoing costs and rigid guarantee requirements that hinder high-yield investments in the capital markets. The Retirement account offers a modern, flexible alternative for building wealth:
Transfer calculator
See how much more the Retirement account can deliver: Calculate now.
Frequently asked questions
Answers to the most important questions regarding switching and transfers. Find more answers in our Help Centre.