Costs with Scalable Wealth

Carefree investing with personal customer support - at low fees

When investing, your capital is at risk. Learn more about risk here.

The costs at a glance

Let us manage your assets. Transparent and inexpensive.

Calculate your costs

Portfolio value

€5,000

€5,000

Fee level 1

over €10,000

Fee level 2

over €100,000

Fee level 3

over €500,000

Fee level 4

Fee level

Total costs per year

Administration & trading

ETF costs (TER)

Total

Breakdown of costs by investment amount

For investment amounts above €10,000, €100,000 or €500,000, there are fewer asset management fees.

Investment amount	Asset Management (Scalable Capital)	Trading (ING)	Subtotal	Average product costs* (ETP issuer)	Total costs
Until €10,000	0.325%	€75 - wealth management	€75	0.12%	€75 + product costs
Between €10,000 and €100,000	0.325%	0.425%	0.75%	0.12%	0.87%
Between €100,000 and €500,000	0.3%	0.39%	0.69%	0.12%	0.81%
More than €500,000	0.21%	0.28%	0.49%	0.12%	0.61%

* From 0.12 % for World Portfolio Classic. Other investment strategies differ.

Calculation example

Fees for a € 150,000 portfolio

Wealth management fee

For the first € 100,000: 0.325%	For amounts over € 100,000: 0.300%	Total Wealth management fee
€100,000 * 0.325% = €325	€50,000 * 0.300% = €150	€325 + €150 = €475

Trading fee

For the first €100,000: 0.425%	For amounts over €100,000: 0.390%	Total trading fees
€100,000 * 0.425% = €425	€50,000 * 0.390% = €195	€425 + €195 = €620

Average product costs

Product costs*
€150,000 * 0.12% = €180

* From 0.12 % for World Portfolio Classic. Other investment strategies differ.

Total costs

Wealth management fee	Trading fee	ETF costs	Total costs
€475	€620	€180	€1,275

A fee structure without fine print

All inclusive:

Full wealth management
All securities transactions
Account Management
Account Custody
Comprehensive customer service

We don't take any:

kickbacks or refunds
issuance premiums and other commissions
deposit facility or closing fees
Performance fees
charges for deposits or withdrawals

Fee conditions

As part of the fee reduction, Scalable Capital GmbH and ING-DiBa AG will reduce the fee for asset management and securities trading by a total of 0.06 percentage points p.a. (for client assets exceeding EUR 100,000) and by 0.26 percentage points p.a. (for client assets exceeding EUR 500,000) until further notice. Scalable Capital GmbH reserves the right to change or discontinue the fee reduction at any time.

For the avoidance of doubt, the fee for asset management is determined on a sliding scale depending on the client's assets in the respective volume bands. The fee for the next higher volume band only applies to the part of the client's assets falling within this volume band.

There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.