Only in June:
Earn 3.5% p.a.

With the PRIME+ Broker: 2.3% p.a. interest on your cash, commission-free savings plans and trading flat rate. And earn an additional bonus of 1.2% p.a. now.1

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600,000+

build their wealth
with Scalable

+ €10 bn.

in client assets


Top-rated app

Security

Custody of securities with
a German custodian bank

The perfect fit: Your goals and your broker

3.5% p.a. on your cash1

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Trading without order fees

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All savings plans commission-free

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Unlimited price alerts

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Unlimited portfolio groups

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2.3% interest & additional 1.2% p.a. bonus on cash.
For up to €100,0001

Open an account

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Trading without order fees

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All savings plans commission-free

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Unlimited
price alerts

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Unlimited
portfolio groups

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Per trade €0.99

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All savings plans
commission-free

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3 price alerts

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1 portfolio group

Open an account

Stocks

Trade over 7,500 shares from all the world's major indices and invest in savings plans with no commission and as little as 1 euro savings amount.

ETFs

2,400 ETFs from all available providers permanently available. Create any ETF savings plan without commission and from as little as €1.

Funds

Diversify your portfolio with over 3,000 funds. Always with no initial charge.

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All features on all devices

Our broker is available on all platforms in all sizes: Web and App, iOS and Android. We call it limitless.

Dynamic Charts

Use flexible intervals to determine the observation period for price movements. This way you keep the right perspective.

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Price Alerts

Set up price alerts and receive push notifications when your price level is reached. Always keep an eye on price movements.

Multiple trading venues
Fast access to exchange trading at unbeatable prices via gettex, or on the largest German exchange, Xetra. You decide where you want to trade.

Real-time prices and charts
Always have an eye on what's happening in the market with all the important data in real time. So that you don’t miss any opportunities.

Free securities account
Your securities are stored by Baader Bank, a German custodian bank. The securities account is free of fees.

Order placement almost around the clock
Trade between 08:00 - 22:00. Orders outside trading hours are automatically placed for you when the exchange opens.

Smart Predict
Improve your trading using machine learning: Smart Predict helps you setting up better limit and stop orders.

Easy deposits and withdrawals
You can transfer money between your current account and broker with just two clicks. Securely via SEPA direct debit and bank transfer.

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Sign up directly via the app

Frequently asked questions

Is it possible to transfer a portfolio to Scalable Broker?
 

You are welcome to transfer your portfolio to Scalable Broker. You can find all information here .

Securities account transfers initiated by your house bank cannot be accepted. Please note that it may take several weeks until the entire process of the transfer is complete.

Is there a minimum deposit?
 

You will select an amount for your initial deposit during the registration process. This amount must be at least 1 euro. Your available balance can be paid out in full or in part at any time. A high deposit is recommended in order to be able to start trading stocks, ETFs and funds immediately.

How does the registration process work?
 

The registration is completed online and only takes a few minutes. Registration via iOS or Android mobile app is also possible. You complete the identification via POSTIDENT (Please note: This step is not necessary for existing customers of our wealth management product with custody account management at Baader Bank).

The account opening by the custodian bank usually takes up to three working days. As soon as your custody account has been opened and the initial deposit has been made, you can start trading.

Which stock exchanges are available?
 

Orders can be placed on gettex a stock exchange of Bayrische Börse AG, or Xetra, operated by Deutsche Börse AG. In principle, neither brokerage fees nor exchange fees are charged on gettex. The public law structure guarantees the neutrality that is indispensable for safeguarding the interests of market participants, investors, and issuers.

The order fee is €3.99 per order, also in the PRIME Broker or PRIME+ Broker. In addition to that, there is an trading fee for Xetra. For Scalable Broker this is only 0.01% of the executed volume (minimum 1.50 euro). The trading venue fee covers all third-party costs for trading and settlement. The settlement is carried out by the custodian bank.

An overview of all costs can be found here.

What are the trading hours of gettex and Xetra?
 

On gettex, you can usually trade ETFs, shares, and funds Monday through Friday from 8am to 10pm. Stock exchange holidays are excluded. You can find gettex's trading calendar here.

On Xetra, you can trade Monday through Friday from 9am to 5:30pm. Stock exchange holidays are excluded. You can find Xetra's trading calendar here.

On trading days, the Scalable Broker allows orders to be placed around the clock. From 12:15am to 11:30pm, you can place or cancel orders in our app or online by logging in to your Scalable Capital account. Stop and limit orders created outside trading hours are executed at the next possible time during trading hours. Market orders are generally only valid for the day on which they are created. If they are created before the opening of the stock exchange, they are executed at the next possible time during trading hours. Market orders placed after trading closes expire.

Please note that different trading hours may apply to certain derivatives. You can find further information in the “Key Investor Information Document” or on the providers’ websites.

Which financial products can I invest in?
 

In principle, all ETFs, shares and funds that are traded on the [gettex] stock exchange (https://www.gettex.de/en/) are available to you.

Additionally, you can trade more than 375,000 derivatives by Goldman Sachs, HSBC and HypoVereinsbank onemarkets. You can easily find out whether a security can be traded by using the search function of the broker screen in our app or online. Simply enter the name, the security identification number (WKN), or ISIN.

You can also buy registered shares via Scalable Broker. The custodian Baader Bank will take care of the registration for you.
You will not incur any costs for the registration performed by Baader Bank.

You can trade more than 375,000 derivatives in Scalable Broker. You can choose between derivatives by Goldman Sachs, HSBC or HypoVereinsbank onemarkets. To be able to trade derivatives, you have to successfully conduct the suitability test. This test is designed to assess your knowledge and experience with regards to derivatives. This is required since trading in derivatives can result in high and quick losses.You can check the availability of a specific derivative with our Derivatives Search.

In the Scalable Capital Broker, you have various financial products at your disposal with which you can invest in the gold market. For example, you can invest in ETCs that invest in physical gold.

In the Scalable Broker, you can also trade fixed-income bonds as well. We will gradually expand our bond offering. The currently available products can be found here at any time.

New initial public offerings (IPOs) can currently not be subscribed to via the Scalable Broker.

Can I trade fractions?
 

You cannot buy fractions directly. However, with all savings plans we also buy fractions of ETFs for you so that your savings amount can be fully invested. As long as your savings plan is active, these fractions are repeatedly combined to form whole number securities.

If you want to sell a security that has been saved and therefore contains fractions, you can of course also sell the resulting fractions again. Please note that no individual fractions can be sold, but rather the entire position must be sold.

Which order types are available?
 

Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.

Stop order: With this order, a stop price can be defined. When the stop price is reached, your order will be activated as a market order and executed at the best possible price during trading hours. Under certain circumstances, this price can deviate significantly from the stop price due to price jumps. It may happen that the order is never activated and therefore not executed.

The stop order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.

Stop limit order: As a combination of the two preceding order types, with this order both a limit and a stop price are specified. When the stop price is reached, your order will be activated as a limit order and then executed only at the limit price or better. This way, you can protect yourself against sudden price jumps. On the other hand, it may happen that the order can only be partially executed or not at all. The stop limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.

Please note: If you enter both a stop and a limit price in the order screen, this does not constitute an OCO order. The Scalable Broker does not currently offer a One-Cancels-the-Other ("OCO") order.

Market order: This is only offered for sell orders. For buy orders for which no limit price is defined (see above), a security limit is automatically set (max. 5% above the last ask price). This protects you against significant price jumps when buying.

Sell orders can also be placed as market orders. In this case, the order is executed at the next possible price during trading hours. Due to price jumps, this may differ significantly from the last price at the time the order was placed. The market order is only valid for the trading day on which it was placed.

Directly after a security purchase, you can also create automatic orders with which you can realise potential profits or limit losses:

Take-profit order: The take-profit order can be created directly after a security purchase. It is a limit order where you set a price above the buy price at which a security is automatically sold. The aim is to realise potential profits before the price falls again.

Stop-loss order: A stop-loss order can be created after a security has been bought. With a stop-loss order, you set a price below the purchase price, which may be reached or fallen below at the maximum. If this occurs, a sell order is triggered. With a stop-loss order, you can determine the maximum loss you can make with a security. This allows you to limit the risk of larger losses to a certain degree.

How can I adjust or cancel a savings plan?
 

To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment
and click on "Set up savings plan" to confirm.

To adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on "Set up savings plan" to confirm.

To suspend a savings plan, click on the desired security.
On the overview page of the security, click on the displayed savings plan, e.g. "50 euros monthly".
If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right.
Click on "Delete savings plan" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.

To add inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time and click on "Set up savings plan" to confirm.

Will I receive a tax certificate at the end of the year?
 

If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.

This will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.

As a Wealth client with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.

How can I set up or change my tax allowance?
 

With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25% capital gains tax as well as 5.5% solidarity surcharge and, if applicable, church tax to the tax office.

From 2023, the statutory maximum limits for an exemption order of an individual will be increased to 1.000 euros and 2.000 euros for joint exemption order of a married couple or registered partner.

To set up or change an exemption order, please log into your personal customer area on our website and open the "Profile" menu item. In the "Taxes" section, you can set up or change your exemption order.

The exemption order applies at bank level. So, for example, if you have asset management with us with custody account management at Baader Bank, the exemption order set up for this also applies to the Scalable Broker.

Please submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.

What are the total costs of the Scalable Broker?
 

You have the choice between three plans:

FREE Broker:
All savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge. For all other trades on gettex, order fees of 0.99 euros apply. Crypto ETPs are additionally subject to the spread surcharge (see below) in trading and in the savings plan. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE BROKER.

PRIME Broker:
For only 2.99 euros per month (billed annually at 35.88 euros), in addition to fee-free savings plans on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume. Trades below 250 euros cost 0.99 euros on gettex. Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.

PRIME+ Broker:
In the PRIME+ Broker, you enjoy all the benefits of the PRIME Broker with flexible monthly payments at only 4.99 euros per month and also benefit from 2.3% interest rate p.a.* on uninvested cash in your clearing account.
You can switch to another broker model at any time free of charge. You can find all fees per price model here.

Regardless of the model you choose
gettex trades:
All trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans.

Xetra trades:
For order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01% of the order volume, min. 1.50 euros), regardless of the pricing model. The latter covers all third-party costs for trading and settlement. Partial executions are not charged more than once.

Crypto spread surcharge:
In addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients.
Any spread surcharges incurred will be displayed to you under "Cost information" prior to the placement of trading orders or when setting up or changing a savings plan.

Product costs for crypto ETPs
Ongoing product costs are incurred for trading in crypto ETPs.

Real-time payments via Instant:
Real-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.

Derivatives
In PRIME Broker and PRIME+ Broker, derivatives trading is included and trades are executed without additional fees from 250 euros order volume.
In the FREE Broker, a fee of 0.99 euros per trade is charged for derivatives trading.

There are no additional costs such as custody account fees, flat-rate third-party fees, or issue surcharges. It is also possible to switch between the price models at any time: To do so, go to the "Profile" tab of your broker. You will find the option to change your broker plan under "Products".

Please note: There is a reference in the client documents to an administration fee of 0.75% p.a. This refers exclusively to our separate product, "wealth management." If you only use our broker, this fee is not relevant for you.

Here you will find a list of all possible fees of the Scalable Broker by model.

*Conditions apply scalable.capital/interest