For a short time only

Receive up to € 500 bonus for your Wealth portfolio

Simply create a new portfolio or add to your existing one.*

When investing, your capital is at risk. Learn more about risk here.

Asset BonusIncentive HowTo Wealth EN D


build their wealth
with Scalable

+ €10 bn.

in client assets

Top-rated app


Custody of securities with
a German custodian bank

Investing without the hassle

Scalable creates and manages your portfolio. Let us invest your money and sit back.

Asset Icon Wealth Portfolios

Portfolio creation

Portfolios that suit you: we offer different investment strategies to help you achieve your individual goals.

Icon Ordertypes

Ongoing portfolio monitoring

We always keep an eye on your portfolio and automatically adjust it to market events.

Asset Icon ETF

Choice of low-cost ETFs

We always select the most advantageous ETFs for your portfolio from over 2,000 ETFs in a multi-stage process.

Icon Customer service

Personal customer service

Professional and reliable: Our team is always there for you. By phone, chat as well as by e-mail.

Icon All-devices

Always and everywhere available

You can access your custody account at any time via app and web. There is neither a minimum holding period nor a minimum term.

Icon Savings

Stay flexible

Build up assets gradually with savings plans and retire relaxed with flexible withdrawal plans

Terms and Conditions of Participation

During the campaign period (15 November 2022 to 15 December 2022), Scalable Wealth new and existing clients (clients of the wealth management of Scalable Capital GmbH) with custody account management at Baader Bank AG can receive a bonus in accordance with the following conditions:

  • Initiate one or more deposits to a Scalable Wealth portfolio totaling at least EUR 5,000.00 during the campaign period and receive a bonus based on the total amount of the net deposit.
  • The maximum bonus amount for this campaign is EUR 500.00 per person.
  • The paid-in (total) amount (investment amount) must remain invested at least until 15.06.2023.

For Scalable Wealth new and existing clients with custody account management by ING-DiBa AG (ING), please find the specific conditions of participation here.

If you do not wish to participate in this promotion, please notify us in advance (via the means of communication specified in the client documents).


Total amount of deposit


From EUR 5.000,00

EUR 50,00

From EUR 20,000.00

EUR 100,00

From EUR 50,000.00

EUR 300,00

From EUR 100,000.00

EUR 500,00

Further explanations and conditions

All Scalable Capital clients who meet the following requirements are automatically eligible for the bonus:

  • Scalable Wealth New Clients: You become a Scalable Wealth client for the first time between 15 November 2022 and 15 December 2022 and initiate one or more deposit(s) (single payment or savings plan executions) totaling at least EUR 5,000.00 into a new Scalable Wealth portfolio.

    Scalable Wealth new clients are all persons who have not previously been a client of Scalable Wealth and are opening a Scalable Wealth Portfolio for the first time. A prerequisite for opening a Scalable Wealth portfolio is successful identification. In addition, there must be no objective reasons against acceptance as a client.

  • Scalable Wealth Existing Clients: You are already a Scalable Wealth client and initiate one or more deposit(s) (single payment or savings plan executions) totaling at least EUR 5,000.00 on an existing or new Scalable Wealth portfolio between 15 November 2022 and 15 December 2022.

    Scalable Wealth existing clients are all persons who are already clients of Scalable Wealth and have an active Scalable Wealth portfolio.

The bonus is not transferable. Each participant can receive the bonus a maximum of once. Multiple participation and multiple bonuses are excluded, even if there are several portfolios. Employees of Scalable Capital (and affiliated companies) or Baader Bank AG, and their relatives are excluded from participation. Participation in the exercise of a trade, for commercial purposes and/or against any other professional or commercial background is also not permitted. Each participant is responsible for the accuracy of his or her (personal) information.

Deposits or savings plan executions must have been initiated during the campaign period from 15 November 2022 to 15 December 2022, and credited to the Wealth Portfolio no later than 30 December 2022. For clarification, savings plan executions also count as deposits and will be considered accordingly when calculating the bonus. Participants will be informed of the bonus in an appropriate manner (e.g., by posting a message in the mailbox in the client area and/or by e-mail) within four weeks after the end of the campaign period and the bonus will be paid out to the client’s Scalable Wealth clearing account within a reasonable period of time after the end of the campaign period (usually within 8 weeks). The payment of the bonus requires that the clients are still clients of Scalable Wealth at the time of the payment.

The (total) amount paid in which is taken into account for the calculation of the bonus must remain invested until 15 June 2023. Scalable Capital may subsequently reclaim a paid bonus if the (total) amount taken into account for the calculation of the bonus is reduced by payout (before 15 June 2023).

If (in Scalable Capital's reasonable discretion) justified reasons exist, for example (a) in case of manipulation in connection with access to or execution of the campaign, (b) in case of violations of these terms and conditions, (c) in case of unfair trading or (d) in case of false or misleading information in connection with the participation, Scalable Capital may (in its reasonable discretion) exclude persons from the campaign and may not make any payments or other credits or may subsequently disallow, reclaim and/or withdraw payments made from the respective settlement account. In this respect, Scalable Capital is entitled to instruct the Custodian Bank to make a corresponding payment.

For participants of the campaign who are tax residents in Germany, the bonus is tax-free if the Other Income according to § 22 No. 3 EStG (including this bonus) amounts to less than EUR 256.00 in the calendar year. Scalable Capital does not provide tax or legal advice and does not make any statements regarding the assessment of the individual tax situation (in particular corresponding obligations) of the client. This is the sole responsibility of the client and can be clarified, if necessary, e.g. with the competent tax office or a tax advisor.

In particular, Scalable Capital is not liable for damages that may result from errors, delays or interruptions in transmission, malfunctions of technical equipment or other technical services, incorrect content, loss or deletion of data, computer viruses or in any other way during participation in the campaign, unless such damages are caused by Scalable Capital (its officers, employees or agents) intentionally or through gross negligence or through the breach of cardinal obligations. Liability for damages caused by culpable injury to life, body and health remains unaffected.

Scalable Capital reserves the right to cancel, modify or terminate the campaign at any time for good cause without prior notice. This is particularly the case if, for technical (e.g. computer viruses, manipulation or errors in the hardware and/or software), legal or factually comprehensible reasons, the proper execution of this campaign cannot (or can no longer) be guaranteed. The legal process is excluded.

Insofar as translations of these terms and conditions of participation are made in another language, these are exclusively non-binding (convenience) translations. For the avoidance of doubt, the terms and conditions of participation (in German language) alone shall prevail.